Performance Cyclez
Gear Cog
Gear Cog
Do You Have A Mortgage Attitude by Tom Domin
I really hope your answer is a resounding YES!
Here’s why:
Of all of the steps involved in a successful real estate transaction, the mortgage process is the most detailed, most intense, most involved and, most important part of the entire process. Without the successful mortgage process there is no deal (an all cash offer being the exception).
I know what you’re thinking…the Realtor/Agent started the deal and they’re an important part of the transaction. Of course they are, and I don’t mean to minimize their importance. However, there are countless real estate transactions done everyday without their involvement. A FSBO house sale is probably the most obvious one.
In my area there is a large group of very active investors that prefer not to use Realtors/Agents because it raises their costs considerably. But they will use a mortgage professional on every single transaction to effectively shop their mortgage and leverage their money.
The point is…you as a “Mortgage Professional,” are the most important cog/gear in the entire real estate process.
Think about it. Depending on the transaction and the lender…you’re responsible for the scheduling and the successful completion of the application, the appraisal, the final inspection (new construction), the title order, the survey order, the flood certification, the pest inspection, the well test, the septic inspection, the mortgage itself, the coordination of the closing date, the timely funding of the loan, the final documents required to close, and finally, the loan must be in compliance with both state and federal regulations.
Sometimes it’s even more than that…sometimes it may be less. Either way, there is no doubt that your efforts are what make it all happen and the mortgage process to be successful.
You put people in homes…you make the American dream of home ownership a reality…you assist first-time homebuyers…you spend time with the credit challenged to help them purchase or refinance their home…you help refinance and consolidate people’s debt…you save FSBOs and investors great amounts of money…and, you are the driving force in the economic well-being of this great country.
That’s why you can say…I do have an “Attitude.” I’m proud of the services I provide, the knowledge I have acquired, and the opportunities that I generate for others. I’m not ashamed or afraid to talk to Realtors/Agents, or FSBOs, or CPA/Accountants, or Financial Advisers, or Attorneys, or anyone else for that matter.
You also control the direction and “moral compass” of the mortgage industry. Hold yourself to the highest of standards and ethics and always remember your allegiance to your customers. Should you see or experience questionable loan practices, follow this simple rule: avoid them and report them. Keep our mortgage industry strong.
I hope you do have an “Attitude!” And yes, I hope you’re proud of it!
Tom Domin is the author of “101 Ways to Originate Mortgages” and publisher of “Tom’s Mortgage Tips” a twice monthly Mortgage Newsletter geared for Mortgage Professionals. Increase your pipeline and put your mortgage career on the fast track and sign-up for FREE at http://www.MortgageMarketingToolKit.com.
Article Source: http://www.earticlesonline.com/Article/Do-You-Have-A-Mortgage-Attitude/150026
|
|
COBRA 14-TOOTH FIXED GEAR / TRACK COG – 1/2″ x 1/8″ $11.99 |
|
|
Bicycle Fixed Gear Single Speed Track Cog 16T NEW $24.99 |
|
|
Profile Racing 1/8″ 15t Fixed Gear Cog $24.99 |
|
|
EIGHTHINCH CNC TRACK FIXED GEAR COG 1/8″ 19T 19 TOOTH $17.09 |
|
|
Profile Racing 1/8″ 16t Fixed Gear Cog $29.91 |
|
|
EIGHTHINCH CNC TRACK FIXED GEAR COG 3/32″ 13T 13 TOOTH FIXIE $12.32 |
|
|
New Fixie 13T Cog Fixed Gear 17 TOOTH 1/2″ 1/8″ with Lock Ring $14.99 |
|
|
18T FIXIE cog, fixed gear 1/2×1/8″ NEW $5.99 |
|
|
New Fixie 18T Cog Fixed Gear 18 TOOTH 1/2″ 1/8″ $8.99 |
|
|
New Fixie 16T Cog Fixed Gear 16 TOOTH 1/2″ 1/8″ $8.99 |
|
|
New Fixie Fixed Gear Lockring Lock Ring Cog Silver $6.49 |
|
|
New Fixie 17T Cog Fixed Gear 17 TOOTH 1/2″ 1/8″ $8.99 |
|
|
SHIMANO DURA-ACE 14T 1/8″ SS-7600 BIKE COG FIXED GEAR TRACK NJS Keirin BLACK $24.90 |
|
|
New Fixie 13T Cog Fixed Gear 17 TOOTH 1/2″ 1/8″ with Lock Ring $13.99 |
|
|
Origin8 Torq-Lite Track Cog 19T x 3/32 Fixed Gear – Silver $7.99 |
|
|
Halo Track Cog Gold 18T x 1/8″ Fixed Gear $23.99 |
|
|
16T Fixed Gear / FIXIE Cog Silver for Quando SS Hub $3.96 |
|
|
SE Bikes Fixed Gear Alloy Track Bubble Cog 18T Black Screw On $18.71 |
|
|
SE Bikes Fixed Gear Alloy Track Bubble Cog 16T Black Screw On $24.95 |
|
|
Phil Wood Fixed Gear Track Wheelset, 700c, Velocity Aeroheads, Dura Ace Cog $300.00 |
|
|
Tomy Gearation Refrigerator Magnets $12.95 Now make gear-agous fun on the fridge! Great way to keep the kids in sight and out of trouble while you’re making dinner!… |
|
|
Coghlan’s 527 Table Cloth Clamp $0.27 6 Coghlan’s Metal Tablecloth Clamps. Rust resistant; Spring steel clamp holds tight in high winds; Fit most tables. Order Now! Coghlan’s Metal Tablecloth Clamps, 6-Pk…. |
|
|
Coghlan’s 7920 Tablecloth $2.80 Coghlan’s Tablecloth. Heavyweight vinyl; Wipes clean easily; 54 x 74″. Order Now! Coghlan’s Tablecloth… |
|
|
Steam Powered Stories $12.65 A Clock Maker, A Millionaire, A Time-Machine Mechanic & A Confused Navigator travel across time spreading their music and encouraging people to use steam engines and analog clockwork. They are “The Cog is Dead,” a time-traveling steampunk musical group who rock the world with their eclectic mix of incredibly fun, catchy and sometimes downright epic songs about clockwork, steam power, good, evil a… |
|
|
Belt Buckle – Gears Of War – Red Sprocket Cog Metal Men $16.99 Licensed Products… |
|
|
Cogs, Gears, Wires $8.99 … |
|
|
Coghlan’s 1005 Flint Striker $2.99 Coghlans Flint Striker This Magnesium Fire-starting Tool Lasts For Thousands Of Strikes! Pushing The Striker Provided Down The Rod Emits Sparks To Light Combustibles. Fireproof In Solid Form, The Tool Works Just As Well When Wet. For Use In Any Weather And At Any Altitude. Includes, Handle, Striker, Fire-starter Rod And Cord. This Item Is In Category: Fire Starters > Firestarters Brand: Cog… |
|
|
Bear Safety Hiking Bell $2.46 Protect yourself and children from dangerous animals. Attaches to clothing or backpacks with Velcro strap. Movement causes steady gingle to warn bears and other animals of your presence. Magnet in bag eliminates noise when you don’t want noise…. |
|
|
Coghlan’s Bear Bell with Magnetic Silencer Movement causes a steady ringing to warn animals of your presence…. |
|
|
Steam Punk Gift Wrap: Gears and Cogs $8.00 Steam Punk Gift Wrap: Gears and Cogs Clockwork wrapping paper for advanced thinkers. Make sure that your Unique and Unusual Gift makes a statement before it’s ever opened!… |